Features
Everything you need to see your money clearly
Control Total combines manual tracking, automatic bank synchronization and analysis in one app, so the numbers you look at are the same numbers you act on.
Features
What is inside Control Total
Everything below is part of the product today. Items marked Premium are included with a subscription; the rest works on the free plan.
Track
- Manual income and expense entry with category, date, time and place
- Automatic categorization of synced transactions
- Credit card records with limit, minimum payment and cutoff date
- Monthly interest estimates per card
Automate
- Bank connections through Plaid (checking, savings, credit cards)
- Automatic transaction synchronization and resync on demand
- Detection of recurring subscriptions
- Payment reminders for upcoming bills
Plan
- Savings goals with progress and deadlines
- Spending forecasts for the rest of the month
- Tax analysis of the documents you upload
- Credit score history you maintain yourself
Understand
- Dashboard with balance, income and expenses
- Breakdowns by category, account and period
- Spending alerts when a category runs above your usual
- AI assistant that answers questions about your own data
How it works
Four steps, one place to look.
You can start with manual tracking and connect your banks later — the app works either way.
- 1
Connect
Connect your financial accounts securely.
- 2
Track
Automatically organize your transactions and spending.
- 3
Understand
See where your money is going with clear financial insights.
- 4
Improve
Use AI-powered insights, alerts, and recommendations to make better financial decisions.
Your Money Has Questions. Now You Can Ask Them.
Get personalized insights about your spending, subscriptions, transactions, and financial habits with the Control Total AI Assistant.
Start FreeExample questions — these are examples, not features of a specific account
- “Where did I spend the most this month?”
- “How much did I spend on subscriptions?”
- “Am I spending more than usual?”
- “What can I do to reduce my monthly expenses?”
The assistant reads the movements in your own account. AI features are optional, run only when you start them, and can be turned off with a master switch. The AI Tax Analyzer organizes the documents you upload; it is not a substitute for advice from a licensed financial, tax or legal professional.
Credit
Understand Your Credit, Too.
Your credit picture belongs next to your spending, not in a separate app. Control Total gives you a place to record your score (Equifax or Experian) and follow it over time.
Log your score, one number
Enter the score you already have from your provider and see it on a 300–850 gauge with a plain-language label.
Keep the history
Each entry is saved with its bureau and date, so you can see how the number moves month to month instead of guessing.
No score promises
Control Total does not calculate, repair or guarantee your credit score, and it does not report anything to a credit bureau.